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The Surprise Bill
A Crown Out of Nowhere
Tom assumed Medicare covered the dentist — until a cracked tooth meant a root canal and crown billed entirely to him.
Explored his options with an advisor Dental & Vision
Health Insurance Doesn't Cover Everything. Dental & Vision Coverage Can Help.
Routine dental and vision care adds up fast. AMAC helps members explore coverage that fits — with free, no-obligation help from licensed, U.S.-based advisors.
Did you know? A single crown can cost over $1,000 out of pocket.
64%
of adults 65+ have
some gum disease
some gum disease
$1,600+
average out-of-pocket
cost of a crown
cost of a crown
1 in 7
adults 65+ have
no natural teeth
no natural teeth
Simple From the Start
Exploring Your Options Takes Three Steps
No confusing paperwork and no pressure. Tell us what you need, and a licensed advisor helps you explore the options — at no cost to you.
Tell Us What You Need
Dental, vision, or both. Share your ZIP and we'll see what's available where you live.
We Check Your Dentist
Many members find their current dentist already participates. We can help you look into it as you weigh your options.
An Advisor Helps You Decide
A licensed advisor walks you through the options so you can choose what fits. Free, no obligation.
Free & No Obligation
Explore Your Dental & Vision Options
Tell us a little and a licensed advisor will help you explore the coverage options that fit your needs and see which providers participate. No cost, no pressure.
- Coverage options for cleanings & exams
- Plans with a range of benefit levels
- Vision coverage for exams & eyewear
- See which providers participate
Licensed in all 50 states
No-obligation consultation
Your info stays private
Takes under 2 minutes
Get Your Free Quote
Request received!
A licensed agent will reach out shortly — usually the same day.
Prefer to talk now? Call 844-902-7253.
Real Situations
Where the Gap Shows Up
Three of the most common reasons members call about dental and vision — and what changed when they did.
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The Postponer
Putting It Off
Carol skipped the dentist two years running to save money, worried small problems were quietly becoming big ones.
Back to regular cleanings with a plan that fit/library/d6aaccaf-1156-4daf-80fa-02c8c1a5e229/male-vision.jpg)
The Reader
Sight to Stay Independent
Frank relies on his vision to drive and read the mail. He wanted an annual exam to catch any age-related changes early.
Found a vision option that fit his budgetHonest By Design
Dental Insurance or a Discount Plan?
Know the Difference.
Dental insurance helps protect your smile — and your budget.
Dental insurance can help cover routine preventive care and more extensive procedures. Unlike a discount plan, which simply reduces what you pay at participating dentists, dental insurance pays a portion of your covered expenses.
Not sure which fits? Our licensed advisors can help you compare your choices.
How They Compare
| What to Know | Dental Insurance | Dental Discount Plan |
|---|---|---|
| How it works | Insurance pays a portion of covered dental expenses | You receive reduced rates at participating dentists |
| Preventive care | Many plans cover routine exams, cleanings, and X-rays at 100% when using in-network providers | You pay discounted rates for eligible services |
| Major dental work | Can help cover costly procedures like crowns, bridges, and dentures | Discounts may apply, but you pay the remaining cost |
| Annual benefits | Provides defined insurance benefits, subject to plan limits | No insurance benefits or claim payments |
| Waiting periods | Vary by plan and procedure | Generally none |
| Is it insurance? | Yes — actual insurance coverage | No — a savings program, not insurance |
Why Members Trust AMAC
Help Exploring Dental & Vision Coverage
Coverage Options
From routine cleanings and exams to larger work, an advisor can help you explore options that fit how you use dental and vision care.
A Large National Network
The Careington network is large and national, so many members find their own dentist already participates.
The AMAC Difference
We say plainly what's insurance and what's a discount, and a licensed advisor helps you explore the option that fits — with no pressure and no markup.
Common Questions
Dental & Vision, Straight
Doesn't my Medicare already cover the dentist and eye doctor?
It's a fair assumption, but Original Medicare doesn't cover routine dental cleanings, fillings, dentures, or routine eye exams and glasses. That's the gap dental and vision coverage can help with, so more of the cost is manageable rather than fully out of pocket.
Is this real insurance, or just a discount card?
We're upfront: the Key Dental option from Careington is a dental discount plan, not insurance — and we also offer dental insurance if that fits you better. They work differently, and a licensed advisor can walk you through each so you can choose the one that fits.
Will I have to wait months before I can use it?
Not for the care you use most. With our dental insurance, preventive services such as routine cleanings and exams are covered from day one. Some major services may have a waiting period, depending on the plan, but you can begin using your coverage for preventive care right away.
For those who prefer an alternative without waiting periods, the Key Dental discount plan is also available.
For those who prefer an alternative without waiting periods, the Key Dental discount plan is also available.
Can I keep the dentist I've gone to for years?
You may not have to switch. The discount network is large and national, so many people find their current dentist already participates. We can help you look into it as you weigh your options.
It's one more bill on a fixed income — is it worth it?
Every dollar counts. Routine dental and vision costs can add up over time, and coverage can help make them more predictable. A licensed advisor can help you weigh the options and the costs so you can decide what makes sense for your budget.
Explore Your Dental & Vision Options.
One call to a licensed advisor — free, no obligation. They'll help you explore dental and vision coverage options and see which providers participate.